> For the complete documentation index, see [llms.txt](https://debit.teller.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://debit.teller.org/introduction.md).
# Introduction
DEBIT is the native utility token of Debit, an AI-powered finance platform. Through a conversational chat interface, Debit lets anyone pre-qualify for no-collateral loans across personal, credit card, business, HELOC, and auto refinancing, and access the full range of onchain finance: swapping, bridging, transfers, borrowing, lending, shorting, looping, earning yield, and claiming rewards. The agent understands a plain-language request, builds the underlying transactions, and shows them before execution.
Debit is built on the Teller lending protocol, which provides onchain credit and liquidity. This functionality is available directly via the AI agent, so a user never has to leave the conversation to move across chains or protocols.
The protocol has processed more than $80M in cumulative loan volume and $2.5M in protocol revenue across 100+ supported assets, and is live across Ethereum, Base, and 6+ other chains.
It serves two audiences from one stack. Crypto and stock portfolio holders use it to pre-qualify for a no-collateral loan without selling their assets, and onchain users borrow stablecoins against their holdings with no margin calls. The DEBIT token is what unlocks the agent: holding and spending DEBIT is how a user gains access to AI-powered finance.
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# Agent Instructions
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